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Carolina Cloud automatically pays SOFR-referenced interest on prepaid credits purchased by organizations, compounding daily at the full Federal Reserve benchmark rate with no margin deducted. Every organization with prepaid credits automatically earns interest calculated using standard banking conventions (ACT/360 day-count), which typically exceeds bank deposit rates, while free trial or promotional credits earn no interest. The accrued interest is added directly to the prepaid balance and can be spent on compute and storage services.
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